RE
Rego Payment Architectures, Inc.
2.57(FinReview Mark editorial score)
Country: United Statesregopayments.com/
Review credibility
- Publisher
- FinReview Mark
- Author
- FinReview Mark Research Team
- First published
- 2026-06-21
- Last verified
- 2026-06-21
This page is an independent FinReview Mark review. FinReview Mark is not affiliated with the reviewed company and does not provide investment advice. Scores shown above are editorial assessments unless labeled as user reviews.
Basic Information
Full Name
Rego Payment Architectures, Inc.
Headquarters
325 Sentry Parkway, Suite 200, Blue Bell, PA 19422
Support Email
—
Website
Founded
9Y
Category
FinTechCompany Rating & Analysis
Rego Payment Architectures, Inc. (branded as Mazoola®) is a US-based company that describes itself as a financial technology firm. Its website, regopayments.com, claims to offer a white-label family digital wallet platform for banks and credit unions. This review has identified critical gaps in the company's corporate identity, regulatory licensing, and address information. Based on publicly available information, its legitimate operational status cannot be confirmed. Investors should exercise caution before opening an account or depositing funds.
Company Overview
Rego Payment Architectures, Inc. presents itself on its website under the Rego Payments and Mazoola® brands, positioning itself as a financial technology company, not an FDIC-insured depository institution. Its core product is described as a "white-label family digital wallet," designed to allow parents to set controls for children's spending, saving, and giving. The site claims compliance with the Children's Online Privacy Protection Act (COPPA) and the General Data Protection Regulation (GDPR), and states it is certified by PRIVO as a third-party. Banking services are said to be provided by Bangor Savings Bank (an FDIC member), and the Mazoola Mastercard debit card is issued by that bank.
Company Entity and Registration Details
The company name disclosed on the website is Rego Payment Architectures, Inc. However, it does not provide any company registration number, jurisdiction of incorporation, or publicly verifiable registration records. The address listed at the bottom of the website is 325 Sentry Parkway, Suite 200, Blue Bell, PA 19422. This address is only self-reported on the site; no public map or registration records could be found to confirm a corresponding relationship between this address and the brand. The company claims to trade on the OTCQB market (the US over-the-counter market) under the ticker RPMT, but this information also lacks independent verification.
Key Gap: No company registration number, no registered jurisdiction, and no public registration records. The company's corporate identity cannot be confirmed through publicly available sources.
Regulatory and Licensing Status
The website explicitly states: "Rego Payment Architectures, Inc. dba Mazoola® is a financial technology company, not an FDIC-insured depository institution." This means the platform itself does not hold deposit insurance or a banking license. The banking services it claims to offer are provided through a third-party partner bank, but the specific terms of this partnership and the scope of regulatory oversight are not publicly disclosed. Furthermore, the website does not provide any registration number or license information from a financial regulatory authority (such as the SEC, FINRA, or FCA).
Conclusion: It is currently impossible to confirm that Rego Payment Architectures, Inc. holds any valid financial regulatory license. Investors should independently verify this with the relevant regulatory bodies.
Website, Domain, Address, and Contact Information
- Domain: regopayments.com, registered in March 2017. However, there was a recent change in registration details within the last 98 days (as of March 2026), which warrants attention as it may indicate a recent transfer or reactivation.
- Address: The self-reported address is 325 Sentry Parkway, Suite 200, Blue Bell, PA 19422. No public map or registration records can verify this address against the company name.
- Contact Information: The website provides a contact form and email addresses (info@regopayments.com, privacy@regopayments.com), but no direct phone number or customer service channel is listed.
Products and Services
- White-Label Family Digital Wallet: A branded digital wallet for banks and credit unions, allowing parents to manage children's spending, saving, and giving.
- Mazoola Mastercard Debit Card: Issued by Bangor Savings Bank, an FDIC member. Users must open an account through the partner bank.
- COPPA and GDPR Compliance: Claims to have obtained the PRIVO Kids Privacy Assured Trustmark. This certification pertains only to privacy protection, not financial regulation.
Public Footprint and Negative Information
Public searches currently reveal no clear scam complaints, withdrawal issues, or regulatory warnings specifically targeting regopayments.com or Rego Payment Architectures, Inc. However, it should be noted that the brand has a weak independent public footprint in the fintech space, lacking sufficient independent user reviews or third-party media coverage. Therefore, the absence of negative findings does not equate to safety.
Comprehensive Evaluation
| Dimension | Rating | Explanation |
|---|---|---|
| Company Entity | Low | No public registration records; company identity cannot be independently verified |
| Regulatory License | Low | No valid financial regulatory license found; relies solely on a third-party partner bank |
| Address & Map | Low | Address is only self-reported; no map or registration records match |
| Domain Trustworthiness | Medium | Domain registered in 2017, but recent changes require attention |
| Public Footprint | Medium | No negative signals, but independent footprint is weak |
| Total Score | 51/100 | Low Trustworthiness |
Score Breakdown
| Dimension | Rating | Explanation |
|---|---|---|
| Company Entity Verification | Low | US company entities require verification at the state level; the current automated process could not complete a state registry search. This does not mean no company exists, but it cannot be counted as a verified entity. |
| Website Ownership Verification | Medium | The registered entity is unverified, but the website provides ownership clues such as a domain email and legal entity name; pending state registry verification. |
| Regulatory License Verification | Low | No strongly matching, active company entity exists. When the company entity cannot be confirmed, no baseline score for a regulatory license can be given. |
| Website Quality & Information Disclosure | Medium | Scored based on sitemap, site structure, page count, content richness, technical availability, company disclosure, contact information, and standard legal pages. Score is capped when the entity, registration number, and direct contact channels are missing. |
| Domain Trustworthiness | High | Registered for approximately 3386 days. Domain registration information has changed within the last 2 years, which requires attention. |
| Address & Map Verification | Low | No address was extracted from the website or public pages. |
| Negative Information & Public Reputation | Low | No usable public footprint or review data available. The absence of negative findings does not indicate safety; instead, it suggests a lack of brand recognition and verifiable reputation. |
| Total Score | 51/100 | Weighted composite of all dimensions |
Public Source Links
The following links are from publicly available sources used in this review, provided for readers to verify independently:
- Official Website
- WHOIS domain lookup: regopayments.com
- US State Business Registry public-page crawl
- Traffic and website-footprint sources: regopayments.com
Frequently Asked Questions
What is Rego Payment Architectures, Inc.?
It is a US-based company that describes itself as a financial technology firm. It offers a white-label family digital wallet platform, primarily for banks and credit unions, to help parents manage their children's spending.
Is Rego Payment Architectures, Inc. regulated?
Based on current public information, the platform itself does not hold FDIC insurance or a banking license. The banking services it claims to offer are provided through a third-party partner bank. No registration number or license from a financial regulatory authority has been found.
What should I verify before using Rego Payment Architectures, Inc.?
It is recommended to first verify the company's registration status through a US Secretary of State website. You should also confirm that its claimed banking partner (Bangor Savings Bank) actually holds FDIC insurance. Additionally, you should independently check with the SEC or FINRA to see if it holds any investment advisor or broker-dealer licenses.
Is Rego Payment Architectures, Inc. a scam platform?
Currently, no clear scam signals have been found in public information. However, due to the missing company entity and license information, its legitimate operational status cannot be confirmed. It is advisable to complete the above checks before depositing any funds.
Source Information
- Official Website: https://regopayments.com/
- Domain WHOIS Record: https://who.is/whois/regopayments.com
- US Secretary of State Search Portal: https://www.usa.gov/state-business
- Self-Reported Company Address: 325 Sentry Parkway, Suite 200, Blue Bell, PA 19422
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